FORWARD STEPS/FORWARD CREDIT PROGRAM

"Moving Credit Forward For You"

Liberty Community Church/FORWARD STEPS PROGRAM

Is committed to providing it's members and the community with resources to educate and facilitate change in their lives our credit repair service is designed to educate how to improve their credit score

Participants can be taught all the necessary steps for doing so or if participants prefer Forward Credit will provide the service for a minimum fee.

How Credit Repair Works

       * We do an in depth analysis of your credit report

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       * We identify which items on your report could be most damaging.

       * We create a plan of action to increase your credit score and improve your credit history as fast as possible, by addressing what we consider to be the most damaging, items first.

       *We put your credit profile through a systematic audit of the information that you have directed us to challenge for federal compliance.

       *We are your information resource to assist you in your decisions for your credit future.

       You have rights and we are here to assist you in making sure that your rights are upheld.

We help people get the credit they deserve. One of the ways we do this is by making sure that all of the information being reported by the credit bureaus on your credit reports is in compliance with the federal laws, rules, and regulations established by congress. Often, the bureaus, and those who supply information to the bureaus, are out of compliance. The bureaus seldom take the time or spend the money to verify individual items on credit reports., we will help represent you against the credit bureaus and creditors. Through our  AUDIT VERIFICATION PROCESS, we are able to challenge inaccurate or otherwise derogatory items on your credit reports and have them removed. Each negative item that is removed enhances your credit status. (Audit verification simply means that we require the credit bureaus to complete an investigation of the derogatory items and provide verification of their accuracy).

Audit Verification Process:

First, we do an in-depth analysis of your credit reports.

Second, we identify which of these listings are the most damaging.

Third, we create a plan of action to improve your credit history and increase your credit scores. We do this as fast as possible, by systematically addressing the most damaging items first.

Given the proper training, you can do most of what we do. It is much like your right as a citizen to represent yourself in a court of law. However, most people choose to have someone help them because the service understands the legal system better.

Another factor to consider is the amount of time and follow-up required to coordinate communication with all three credit bureaus. Most people don't have the time to tackle, what can be, a very monumental task; especially if they're not sure how to proceed. They might not even know which item(s) to address first.

And, in many cases, it is possible to damage your credit even more. We, at Forward Credit, know the credit scoring system and the rights to which you're entitled. We offer you this service for a fee(inmost case for non-church members) so you can accomplish the necessary tasks without the headache of doing them yourself, or running the risk of further damaging your credit.

With our process we are able to look at your report and determine immediately what route to take in order to increase your credit score as effectively and efficiently as possible. Our systems have been designed to take a credit report and ensure that every item is legally accounted for.

Our  strategies are completely legal, and effective. We not only assist people in raising their credit scores, we also educate and encourage our clients to take control of their lives, and move forward with their dreams.

When you work with us we will discuss any of your questions and concerns and inform you on all progress. We want you to know what's going on with your case and what you can expect from us. You will  enjoy total open communication as much as necessary with the program via email and telephone. Our goal is to assist you to gain the credit you deserve as fast as possible, and leave you with all the knowledge you need to avoid finding yourself in the same situation again. -

A trained Para-Legal  will handle your case.

CONTACT: Charles White-Kiser, Paralegal